Checks may seem like a thing of the past, but they’re still a popular way to pay bills and make payments for certain types of transactions. When you need to replenish your stock, or order checks for the first time, consider ordering online. Ordering checks online could cost less than ordering them directly from your financial institution.
Ordering Checks Online
Before ordering checks online, it’s essential to find the right ones. Consider your lifestyle and what checks best fit your needs. Check out different options for personalizing the checks that are uniquely you. Once you’re ready to order your checks, compare prices online and look for special offers and discounts.
What Information is Needed
When ordering checks online, you’ll need the following information:
- Checking Account Number
- Bank Routing Number
- Name, Address, Phone Number
You can contact your financial institution or log in to your online banking if you don’t know this information off-hand.
Single or Duplicate Checks
Though many people choose single checks for personal use, duplicate checks are also a great option. Duplicate checks have a thin carbon copy sheet behind each check, so you always have a copy for your records. Duplicate checks are more expensive than single checks but still worth considering for recordkeeping.
Basic or High-Security Checks
Both basic and High-Security checks are built with some level of security which includes the magnetic ink character recognition (MICR) font. MICR is a computerized font that allows checks to be read by machines and prevent counterfeiters from printing checks on their own. Basic checks have fewer security features and cost less than High-Security checks. Some of the basic security features include watermarks, a hologram, and microprinting. High-Security checks have enhanced security features, including heat-sensitive ink, a copy-evident background, and a security screen.
What to Consider for Ordering Online Checks
When opening an account, your financial institution may give starter checks for free. Depending on how many checks you write, you may need to order checks with your financial institution, which could cost more, or search for a lower-priced supplier online. There are a few factors to consider when deciding to order checks online, and when choosing where to order from.
Variety
Vendors offer checks with various styles and designs, security features, and personal and business account options. It’s essential to find one that fits your budget and needs. Whether you want checks with your favorite sports team, licensed designs of your favorite characters, or a scenic design, there are many options.
Cost
Saving money is a key benefit of ordering checks online. Before ordering checks, be sure to compare prices between major online sellers. Also, consider the minimum number of checks in order. If you write a few checks per month, you wouldn’t want to order them in bulk. It’s also important to consider the convenience of ordering checks from the comfort of your home instead of having to visit your financial institution in-person.
Shipping
Ordering checks online is fast and easy, but expect it could take a few weeks to arrive. Review the estimated delivery date, as some sites may have a better turnaround time than others. If you’re running low on checks, you will want to pay close attention to the shipping schedule. When ordering checks through your Financial Institution, like here at HFS, you can choose to save on shipping costs by having your checks shipped directly to the Credit Union.
Where Can I Order Checks Online
The price of checks can vary, and often you can find cheaper alternatives online compared to ordering directly from your financial institution. However, you’ll be presented with many options when ordering checks online. Be sure to understand the basics before ordering online, i.e., single vs. duplicate checks and basic vs. high-security checks. Below are some options for online check printers.
Online Check Printers
HFS FCU Check Ordering Online
HFS members have the option to order checks both in person or online. Members utilizing direct deposit with HFS qualify for our exclusive free custom checks. Our free custom check design features the image of an ‘I’iwi bird taken by local photographer Bruce Omori of Extreme Exposure Fine Art Gallery. To order your checks online, visit https://hfsfcu.org/order-checks/.
Order Checks from the HFS App
Our mobile HFS App makes it easier than ever to order checks.
- Log in to the HFS FCU mobile app.
- Click the More menu (bottom right).
- Under Services, click Reorder Checks.
Order Checks by Phone
Call (800) 930-1400, daily 8:30 a.m. to 5:00 p.m.
Order Checks at a Branch Location
Visit a local branch if you need to reorder checks or purchase a cashier’s check. Find your nearest HFS FCU branch.
Final Thoughts
Many check options are available for you, whether you order directly with your financial institution or online. You can order checks online from a reputable company as a more affordable alternative. Fortunately, HFS members with direct deposit qualify for our free custom checks. Contact the credit union in person or online at https://hfsfcu.org/contact/. To place your order of checks online today, visit https://hfsfcu.org/checks/.
