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Join a Community That Cares as Much About Your Success as You Do

Discover exclusive benefits tailored just for you and learn how simple it is to become a member.

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Who Can Join?

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Individuals living or working in listed counties or areas

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Immediate family members of current members

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Students and employees of partner educational institutions

Enjoy Unique Credit Union Benefits

Experience financial services designed with you in mind.

Lower Loan Rates

Competitive rates for auto and home loans

Higher Savings Returns

Better than average returns on your savings

Exclusive Events

Access to special member-only events

Financial Education

Personalized advice and educational resources

Our Members Love Us

Applying for an auto loan was such a smooth process. Highly recommend HFS Federal Credit Union.
Brittany
Very good service, quick, easy and personalized to help your situation.
Candy
We have just moved to the Big Island from the mainland so we opened an account at HFS Federal Credit Union. We appreciate their helpful 'ohana style service and availability in our community.
Adam

How to Become a Member

  • 1

    1. Check Eligibility

    Check your eligibility and gather any required documents.

  • 2

    2. Complete Application

    Fill out our online membership application form.

  • 3

    3. Submit & Review

    Submit your application and a representative will reach out to guide you through the final steps.

Have Questions? We've Got Answers

  • Individuals meeting one of the qualifications below are eligible to become a member of the Credit Union.

    • Persons who live on the Island of Hawaii
    • Persons who regularly work, attend school, worship, perform volunteer service, or participate in associations headquartered on the Island of Hawaii
    • Persons participating in programs to alleviate poverty or distress which are located on the Island of Hawaii
    • Incorporated and unincorporated organizations located on the Island of Hawaii, or maintaining a facility on the Island of Hawaii
    • Spouse of persons who died while within the field of membership of this credit union
    • Employees of this credit union
    • Members of their immediate families* or households; and organizations of such persons.

  • To become a member of HFS, you must have at least a Savings Account. The following documents are needed to open your account:

    • Valid government issued picture identification
    • Social Security Number
    • Proof of physical address
    • $50 minimum deposit

  • The HFS routing number is 321378660.

Ready to Start?

Become part of a community where your financial growth is the focus.

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Leaving Our Website

You are leaving the HFS Federal Credit Union website. HFS Federal Credit Union provides links to external sites for the convenience of its members. By clicking “Continue” you will be directed to an external website owned and operated by a third party. These external websites are not controlled by HFS Federal Credit Union and HFS Federal Credit Union makes no representation or warranty, express or implied, to the user concerning the information, content, presentation, accuracy or opinion of these sites or the quality, safety, or suitability of any software found on these sites. The privacy policies of HFS Federal Credit Union do not apply to external sites and users should consult the privacy policies on these sites for further information. Thank you for visiting the HFS Federal Credit Union website

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