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Join a Community That Cares as Much About Your Success as You Do

Discover exclusive benefits tailored just for you and learn how simple it is to become a member.

Start Your Membership Now

Who Can Join?

Individuals living or working in listed counties or areas

Immediate family members of current members

Students and employees of partner educational institutions

Enjoy Unique Credit Union Benefits

Experience financial services designed with you in mind.

Lower Loan Rates

Competitive rates for auto and home loans

Higher Savings Returns

Better than average returns on your savings

Exclusive Events

Access to special member-only events

Financial Education

Personalized advice and educational resources

Slideshow Items

  • "We have just moved to the Big Island from the mainland so we opened an account at HFS Federal Credit Union. We appreciate their helpful 'ohana style service and availability in our community."

    Adam

  • "Friendly service and always ready to help"

    Brian

  • "Service at HFS is always very good. Workers are kind, helpful, and knowledgeable, on the phone or in person. In the past when I’ve had problems, an employee has always worked closely with me to address the issues. Opening an account is very cheap, and you can purchase movie tickets at discounted prices too. Notary services are offered free of charge to members too. Membership is open to anyone who lives, works or worships on the Big Island. I wouldn’t bank anywhere else because the service and the offers are great."

    Brennan T

How to Become a Member

  • 1

    1. Check Eligibility

    Check your eligibility and gather any required documents.

  • 2

    2. Complete Application

    Fill out our online membership application form.

  • 3

    3. Submit & Review

    Submit your application and a representative will reach out to guide you through the final steps.

Have Questions? We've Got Answers

  • To become a member, you’ll need a valid government-issued ID, proof of address, and your Social Security number. Additional documents may be required based on your eligibility category.

  • The online application typically takes 10-15 minutes to complete. Once submitted, you’ll receive a response within 1-2 business days.

  • Yes! Once you’re a member, you can open multiple accounts including checking, savings, money market accounts, and certificates of deposit all under one membership.

Ready to Start?

Become part of a community where your financial growth is the focus.

Start Your Membership Now

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You are leaving the HFS Federal Credit Union website. HFS Federal Credit Union provides links to external sites for the convenience of its members. By clicking “Continue” you will be directed to an external website owned and operated by a third party. These external websites are not controlled by HFS Federal Credit Union and HFS Federal Credit Union makes no representation or warranty, express or implied, to the user concerning the information, content, presentation, accuracy or opinion of these sites or the quality, safety, or suitability of any software found on these sites. The privacy policies of HFS Federal Credit Union do not apply to external sites and users should consult the privacy policies on these sites for further information. Thank you for visiting the HFS Federal Credit Union website

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